Curriculum Vitae

PROFILE

 

  • Fluent French speaking insurance professional
  • In-depth experience of claims management and control, new product development, client contact and relationship management
  • Proven experience of training and management of personnel and leadership ability 
  • Provider of independent consultancy services in the area of Professional Liability 

 

  • Range of services include:
  •    Assistance in the selection and appointment of Brokers
  • Risk Reviews relating to the Liability and Fraud for Financial Service Sector Risks
  • Independent assessment of claims
  • Assistance with claims presentation and negotiation
  • Review of policy wordings and assistance at renewal
  • Review of Error and Omissions procedures
  • Assessment of the effectiveness of remedial measures taken after an E&O incident or claim
  •   Review and investigation of the effect of an incident such as a fraud with a view to assessing why the incident occurred and what to do about it
  • Interim Management

 

CAREER HISTORY

 

1999 - Present            STEPHEN SUMPTION CONSULTANCY

 

Status:                           Founder of a consultancy practice following approach from former clients.

 

Responsibilities:            Professional Liability, Special Projects, Risk Assessment

 

Achievements:              Managing disputed professional indemnity claim arising out the Pensions Mis-selling Review for small IFA

Current status: Underwriters settled

 

                                      Reporting to a Scottish clearing bank on the conduct a professional indemnity claims over the previous 5 years, and current state of that claim. Reporting on the possibilities for aggregation of a series of incidents into one claim 

Current status: Report accepted by board

 

                                      Assisting Lloyd's managing agent with quarterly compliance audit

Current status: Completed

 

                                      Managing disputed professional indemnity claim arising out the Pensions Mis-selling Review for medium sized IFA following the liquidation of their Broker

Current status: Settlement negotiations completed, recovery in excess of £250,000

 

                                     

                                      Providing interim management services following the summary departure of the Managing Director of the Professional Indemnity Division 

Current status: Completed

 

Assisting insurance broking firm with disputed claims and with the management of their own professional Indemnity notifications

Current status: Completed

 

Assisting IFA Network in recovering from Professional Indemnity Insurers in respect of the Pensions Mis-selling Review

Current status: Two Reports prepared for the board, and client's own internal compliance team are now successfully managing the previously declined claims

 

Assisting a major international Bank by successfully negotiating the commutation of old year claims

Current status: Completed Recovery of ChF9,000,000

 

Assisting an IFA Network with the renewal of their Professional Indemnity including preparation of renewal presentations and selection of Brokers

Current status: Completed but retained for future Professional Indemnity problems

 

Investigating the cause and advising on the appropriate remedial solutions following a minor fraud

Current Status: Completed

 

Co-Authoring "A Guide to Professional Indemnity Policy Wordings" (Provisional Title) which will form part of the upcoming BIBA Professional Indemnity Initiative

Current Status: Guide has been accepted by BIBA and appears on their Website following the launch of the initiative.

 

1988 - 1999                   SPECIAL RISK SERVICES Ltd. (SRS) (Now Aon Group Ltd.)

 

 

Status:                                  Associate Director

 

Responsibilities:                 Special Projects

 

Achievements:                    Reducing the potential for litigation against Aon by improving and sustaining client relationships.

 

                                              Reported on and drew up strategy for the SRS Board for penetrating Central Europe.

 

                                            Dealing with Professional Liability, Crime, Bankers Blanket Bond,                  and Directors' & Officers' claims.

 

                                            Initiation and development of S.R.S.'s major product line

 

                                            Initiating and running the Claims department of SRS and training up new staff

 

                                            Initiating and running the Policy Department of SRS

 

1988                                                            J.H. MINET

 

Responsibilities:            Handling claims on their Lawyers and Accountants Lineslips

 

1986 -1988                    SEDGWICK PROFESSIONAL INDEMNITY SERVICES

 

Status:                           Lloyds Broker

 

Responsibilities:         Placing Professional Indemnity Insurance in the London Market

 

Achievements:           The last broker to place the Corporation of Lloyd's own E&O programme

 

1981 - 1986                  NORMAN FRIZZELL PROFESSIONAL INDEMNITY

 

Responsibilities:          Client Management, Placing, Claims, Cover Notes, Policy Work,

                                      Office Back-up for Placing and Claims

 

                                       Involved, mainly but not exclusively, in the Professional Indemnity field

 

1979 - 1980                   J.H.MINET

 

Status:                           Lloyd's Broker (Assistant to Director & Senior Broker)

 

Responsibilities:            Assisting on the Minet Lawyers and Accountants Facility

 

1976 - 1979                  EDWARD LUMLEY AND SON

 

Status:                           Lloyd's Broker

 

Responsibilities:            Placing Long Tail Australian Business in the London Market

 

1975 - 1976                  PCW UNDERWRITING AGENCIES LTD.

 

Responsibilities:            Entering Incidental Non-Marine risks

 

QUALIFICATIONS

 

7 O Levels

Lloyd's Market Certificate

Dip CII

 

International Chambers of Commerce Exams

Foreign Language in Commerce: Advanced French (with Credit) (fluent spoken)

Foreign Language in Commerce: Threshold German (basic spoken)